The American Society for the Prevention of Cruelty to Animals is a great company that does so much good. What many people do not know is that ASPCA also offers pet insurance products (ASPCA Pet Insurance) that you can take advantage of. Before I go into more details about their insurance offerings I would like to say that one of the reasons I would consider this insurance company is simple because of the brand and the cause that this company is fighting for. Cruelty to animals should not exist and therefore I find their cause very noble.
ASPCA Pet Insurance
Now as far as their pet insurance they have created a website especially for this and it can be found at www.aspcapetinsurance.com. The first thing that you will find when you enter their site is that they provide you with two instant options. First option is to get a free pet insurance quote in an easy and quick way. All you’ll have to do is provide them with 4 simple answers.
Well, it is not exactly 4 answers but merely 4 categories of questions that you will need to answer. But they are still provided in a way that is easy to understand.
Pet Insurance Application
If you feel that this is too difficult you still have the option to call their support staff at 1-866-861-9092. They’ll ask you the same questions and fill out an application for you.
When you have more than one pet you need insurance coverage for they give you an additional 10% discount. Many insurance companies will give you discounts if you add more than one pet but that ASPCA Pet Insurance does it as well is still a plus.
The Insurance Coverage Plan for You
Now the second option that you are confronted with on the front page is a guide to find the right insurance coverage plan for you. They offer increasing levels of coverage and the prices will naturally increase as well. By taking this guide you will be able to find out what coverage you can get for the amount that you are willing to spend on your pet insurance. This varies from person to person and some pets are far more expensive to insure than others.
As I said earlier there are many other companies that offer this kind of service and one of the best features that ASPCA has is their main company’s mission to avoid cruelty to animals. An ASPCA Pet Insurance might not be the right solution for you but I think that you should at least give them a few minutes to see what they have to offer.
When we wrote this brief ASPCA pet insurance review we were not aware of all the time where ASPCA had treated customers poorly. After the overwhelming amount of comments (see below), it seems like there are a lot of people that have been far from satisfied with their service. Many have really great points and cases and we hope that everyone reading this article will spend some time reading trough all the comments. Now we will still say that no matter if you have an ASPCA pet health insurance or any other insurance with other companies there will always be customers that are not satisfied.
Very often the problem has two sides. One is that the company is obviously created as a business and businesses need to make a profit to exist. If they don’t they will have to close down. What this means is that the customer will pay more in fees (on average) than he/she will receive from the company. That part is pure logic.
The other side of the problem is that most people don’t know how to and/or will not spend the time to read through insurance policies. They’ll just sign the agreement and hope that they’ll never have troubles. That isn’t the smart way to do it but it is definitely the most common way. ASPCA pets are insured according to some legal stuff like with any other insurance company. Our best advice is that you should start by reading the agreement before you sign and to highlight anything that you do not understand. Then call the customer service department (and record the conversation) and ask about everything that you do not understand. They will answer your questions for free because you’re a potential customer.
When you search online you will find some ASPCA pet insurance reviews that are biased. This is most likely either because they make money from selling the insurance or because the sites may be owned by the company itself.
But when all this is said we still believe that there are some positive things to say about the company. We are especially positive about the ASPCA pet adoption possibility. We believe that every animal should have the right to a loving and caring owner and a service/solution like this is right up my alley.
If you have positive or negative experiences with ASPCA please write a comment about it below.