If nothing is good enough for your pet then you will have no choice but to go for the VIP Pet Insurance package. Now VIP is normally short for Very Important Person but in this case it can easily be changed to Very Important Pet.
There is no doubt to most of us that our pets are important to us and that they are considered to be part of our family. We don’t want any harm to come their way and nothing will ever be good enough for them.
VIP Pet Insurance – Accidents Do Happen
Unfortunately we do not control all events and some things are just unpredictable. Accidents do happen and unless we don’t have a “money problem” – the problem being that we do not have the money, then it is a wise decision to make sure you get the best possible insurance coverage you can find for your pet. Treating your pet as the Very Important Pet that it is will leave you with a feeling of satisfaction of knowing that you have done everything that was humanly possible.
Now to find out what the best possible solution will be for your pet, you should go visit your veterinary (your VET) and ask them for advice. Now, even though you trust the person it will be wise not to trust their word without having found advice from others as well. Often veterinarians have made deals with insurance companies that will give them some kind of return commission for the customers that they bring. That will unfortunately make the unable to be objective when recommending you the VIP insurance solution that you are looking for.
Find a VIP Pet Insurance Package
So go see other veterinarians and ask them for their advice. Maybe you can even have them give you references to other clients that have bought the solutions for their pets. They will be the ones that will be able to give you the best possible recommendations that you could ever want. You always need to remember that VETs and insurance agents are biased and will always recommend that you buy their insurance products because they are paid by commission.
If you are unable to find references (which will be very likely as only a limited selection of people buy vip pet insurances), then another option for you would be to go to some of the pet insurance comparison sites. There are several sites that specialize in rating the insurance companies and the public can often leave their comments about good or bad experiences that they have had.
Finding an insurance package for a Very Important Pet isn’t easy but once you have it… it’ll take care of your pet family member for the rest of its life. Your pet will enjoy being treated as a VIP. So don’t delay! Go find that VIP Pet Insurance deal today!
I am a bit curious as to how many readers are actually feeling that providing a VIP pet insurance for your cat or dog is over the limit? How much will you spend on your pet’s well being?
First….VIP Insurance is not the same as VPI (VPI came first) Find out which is better!!
I spent $700 for minor medical treatment for my dog yesterday…..I wish I had not put off getting a year premium for the same amount when I got my dog.
Hi Bob, where did I say that VIP was the same as VPI? If I did please show me where as that wasn’t intentional.
In their sales pitch they will tell you anything and everything to get you to go with their company; they DO NOT CALL YOU OR EMAIL YOU WITHIN 24 after receipt of your claim to notify you they are in possession of your claim.
If they tell you they are processing claims in 1 week they really mean 1 month or more for a $22.00 claim.
Understand, I am NOT upset about the reimbursement; I am upset about the lies I get each and every time I call there.
If the sales person at VPI starts off with the spill, “The best thing about our company is…” stop them immediately. Tell them that in order for you to consider their company they will have to put those words in the the contract or quotation.
Hi RainbowWarrior.
Wow, it seems like you have had a really bad experience with them. Would you care to tell everyone a little more about the actual situation so that everyone could learn some more from it?
Thank you for sharing your comments.
I have pet insurance on my horse and dog through two different plans. I do it because I never want to be in a position of making a decision based on money when it comes to taking care of my pet.
It allows me to sleep better a night knowing they are protected – I am sure most people with pet insurance do it for the same reason.
My friend (retired, on Soc. Sec) got a call from a VPI salesperson; he fed her a line & she bought it…hook, lie, and it almost sunk her! When I read over her pet’s policy, I advised her to email or call VPI asap to cancel it. Thank goodness, she did. VPI’s policies have so many exclu-sions & exceptions; not to mention the claim process, limits, & amts. actually reimbursed after the deductible is applied; that it has more holes than Swiss cheese!
Check out Petplan or Trupanion Pet Insurance, and you’ll see the difference in coverage.
Always! Always! Read the policies’ “excep-tions” or “exclusions” before purchasing. And if a agent tells or promises anything, get it in writing “BEFORE” you pay for the insurance.
My friend was fortunate; VPI refunded her 3/4 of the premium she paid.
I had a beloved black lab that i found in a shelter 15 years ago, 4 weeks old and abandoned in a casino parking lot. He turned out to be the greatest dog in the world. Later on in life when he developed cancer, we opted not to pursue treatments because it wasn’t a spreadable type and he was in no pain. (it was a small tumor that did not grow on his leg). During his twelfth year, the tumor which he had for approx 7 years grew immensely in a few months and we went for tests, expecting malignancy but knowing he lived 7 years without the horrors of chemo or radiation, by just taking very good care of him and watching that lump every day. When the bad news came back, the good news that it was still not in bone or blood was a God-send. We went to a surgeon, who said “i can fix this, it is expensive, and it is NOT GOOD, i am just going to tell you this…but, considering his age, if it does come back it wont be for a very long while” .
We agreed. This MIRACLE WORKER, Dr. Mason of Las Vegas, NV, cut the orange sized tumor off his leg, pulled the remaining skin so tight so grafting was not necessary, that the dog’s skin was bruised for a few days, and within a week BlackJack ( what else would we name our Las Vegas found Black Lab) looked as if that little bump turned mound never existed. Well that bought us almost two and a half years with our beloved dog, but when the cancer did come back, it spread through his liver within a day and killed him…again, two and a half years of pain free happiness…later. Poor puppy was mercilessly in pain for only a day. All that said and done, the operation cost us nearly four thousand dollars, and i don’t regret one single dime, but we had to beg, steal and borrow to pay it, and Dr. Mason was SO accommodating with payments and at the time the GE health care credit card was another savior.
However on the other end of the spectrum, on the day that Black Jack died, his stomach twisted and inverted and he collapsed. Rushing him to the most wonderful vet that ever existed, Dr. Anton Roach, who was our only vet for the entire time we had animals, we were horrified to find he was on vacation and this Cruella DeVille of a horrid woman who was on duty told us first, she could not “beep” Dr. Roach for us, second, if we took Black Jack now there was a 1% chance of survival, and second the operation was going to be very expensive, within the range of six grand. Telling her practically, that it didn’t matter what the cost was, I would practically go homeless and work as an indentured servant for him, she WOULD NOT CONSIDER EVEN ANESTHESIA UNLESS WE WERE TO PRODUCE AT LEAST HALF OF THE COST OF THIS PROCEDURE. So now, in utter disbelief, disgust, fear and panic, we are in the parking lot of the vet at 7PM on a Sunday night trying to find three thousand dollars.
My partner was so enraged and this woman’s lack of concern for the animal and love of the almighty dollar, that he threatened to bring the police in if Dr. Roach wasn’t paged. The receptionist, who we later profusely apologized to due to our fear and panic, became so shaken by his voice, she had paged him. DR. ROACH WAS IN THE PROCESS OF BOARDING AN AIRPLANE TO READ THE EULOGY AT HIS AUNT’S FUNERAL WHEN HE STEPPED OFF THE PLANE, GRABBED A CAB, AND ON THE JOURNEY BACK TO THE OFFICE, CALLED THE OWNER AND TOLD HIM, NOT ONLY WERE WE GOOD FOR THE MONEY BUT HE WAS GOING TO DO THIS PROCEDURE COME HELL OR HIGH WATER. Our next response from Cruella was “Dr. Roach is on his way”, and proceeded to set poor black jack up for surgery. When he came in the office and told us where he had come from, we both broke down, and so did he. He assured us that he could catch a late flight and make the funeral with no problem, but he wanted to let us know that if he opened up Black Jack and there was something other than this stomach issue, he wasn’t going to revive him. We both said at the same time “THAT’S WHY WE WANTED YOU HERE” ..
Where on earth do you find a dedicated, trustworthy, honest and considerate doctor like this, let alone human being. We pray for him everyday that he has nothing but happiness and good fortune in his entire life for the selflessness and caring and compassion for animals and humans alike. And also for that woman “animal-watcher poor excuse for a vet fill-in” that upset us so great. We pray that she sees what she has done and uses the experience to figure out what is more important to her in her life and pursue that, so she can never ever in her life make one other human being feel the way she made us feel that night, and instead help them. We were very very lucky with that and talked about pet insurance for our other dog, our beautiful Samoyed, Simba, who we rescued from a Samoyed rescue here in town…another absolutely wonderful woman who gives 100% of herself to her animals, Sue at nvsammysue@earthlink.net, the only Samoyed rescue here…HIGHLY recommended for her care, her honesty and her loyalty…
We adopted her for Black Jack 10 years ago when he went into a slump for three days over the death of our two 15 year old cats that had raised him. She was just the trick. Well, on the other end of the spectrum, we have hit the worst possible black clouds in the last 18 months in our personal lives. We both lost our jobs of over 10 years, our house was foreclosed upon, one of us got, treated for and miraculously able to recover 100% from a case of , i use the term mild, cancer, but the radiation and the medical bills were enough to consider death (joke). The other of us was hit head on by a drunk driver (miraculously no injuries, if the other was in the car, would have been fatal) and went without a car for 8 months in a town where public transportation is practically non-existent. Lost Black Jack and now had to move into an apartment. Well, just settling in, not one month later, just was able to file for my unemployment after bouts with psychiatrists over anxiety disorder, in and out of hospitals (could you blame me HAHAH) , got my first check, ready to look for new work, when poor Simba, only ever having 1 tooth pulled over her lifetime, get’s this FREAK of a rash on her snout and eyelids.
Unfortunately, Dr. Roach does not have a private practice, and I will NEVER step foot in the Animal Hospital that should quadruple his salary and kiss the floor that he works for them, so we rushed her immediately to a vet right next door to our new place. God himself placed us in the hands of Dr. Park, who knows Dr. Roach very well, and we immediately felt we had done the right thing. He explained to us the possibilities, had no problem taking our calls or questions.. gave me some “diseases and rash clinical names” to research… and was point blank about everything he diagnosed with what I read, and THANK GOD, his true compassion comes through and his words are courteous, and empathetic, not “matter of fact”, perturbed, or God-complex.” After an expected flareup, we have to watch our poor girl closely for a while and he was able to use the proper medication to get her comfortable quickly while we see what’s wrong, biopsy, blood, urine, etc… Well as wonderful and comfortable as we are, I am at zero income for the last two months, and the two days at the vet, was over seven hundred dollars ! There went my first unemployment check, and a bit more of embarrassing borrowing, but you do what you have to do for a member of the family that you devote yourself to taking care of and love. Well, we called Dr. Park today, and in speaking with his equally caring and wonderful staff at Courtyard Animal Hospital, Las Vegas, pet insurance was highly recommended. Folks, unfortunately, the drug and insurance companies, which now it is OBVIOUS, was the main reason for the beginning of the “fall of the American Empire” and continue to rape the public, have found a new niche to up the cost of an aspirin to twenty five dollars a pill, except it’s not us, it’s our pets…
Pet insurance was almost a “novelty” item just 5-6 years back, but when these wonderful caregivers of animals, the form of life that was here first, and ALLOWED US to co-habitate with THEM, have no choice but to charge this kind of money, just to be able to squeak by their daily life, we have no choice but to succumb. If we gathered as the 60s generation did, and DEMANDED these communist conglomerates out when they started hiding, robbing and “bonus-ing” America by allowing the Health Care System, an outright deplorable disgrace in the USA in the 21st Century, to go as far as it did, we wouldn’t have to have supplimental insurance, referrals, offices dedicated just to dealing with insurance forms, and “legal” drug pushers that fill a doctor’s appointment book more than patients per week. And now it’s our other creatures they are “caring” (fingers crossed and pocket book open behind their back) for. We have no one to blame but ourselves. Thanks for taking the time to read these rants and raves, but hopefully it will bring into insight two sides of the pet insurance decision, once “comfortable” (never wealthy haha) and once almost poverty stricken, protect that protector of you… sleep well knowing you will always be able to bring them to the vet and not have to say, “well what is the least i can do that can’t wait until my tax refund” or “how deformed will they get if i don’t do it” …. I am ordering today so I never have to compromise the suffering of an animal to another Cruella ! I now know why these kind and caring individuals decided to practice veterinary medicine rather than human. Peace and Love to all !! Joe, Las Vegas, NV
I had a beloved black lab that i found in a shelter 15 years ago, 4 weeks old and abandoned in a casino parking lot. He turned out to be the greatest dog in the world.
Later on in life when he developed cancer, we opted not to pursue treatments because it wasn’t a spreadable type, and he was in no pain. (it was a small tumor that did not grow on his leg). During his twelfth year, the tumor, which he had for approx 7 years without a budge, grew immensely in just a few weeks and we had to face it now without wait. We went for the tests, expecting malignancy but knowing he lived 13 years without the horrors of chemo or radiation, by just taking very good care of him and watching that lump every day.
When the bad did come back, it had some hope attached, it was still not in bone or blood, but without amputating the leg, a surgeon would be necessary because it was just too close to the bone. We asked our vet if he could recommend one and when he told us that it was the man who trained him as a vet, there was just the matter of the appointment time. The surgeon said “i can fix this, it is expensive, and that tumor is NOT GOOD, but i am just going to tell you this, considering his age, he will be a progressed senior if the cancer comes back. In other words he would be close to dying age if the cancer did spread so rather than opting for painful treatments again, we agreed to the removal. Less pain, more quality of life. Dedicated to saving lives of animals, this wonderful man was telling us, without TELLING us, that we were doing the right thing. This MIRACLE WORKER of a surgeon, Dr. Mason of Las Vegas, NV, cut the orange sized tumor off his leg, pulled the remaining skin so deftly tight so grafting was not necessary, and gave us the RIGHT drugs to keep him (but unfortunately not us) on Jupiter throughout this, that within a week BlackJack ( what else would we name our Las Vegas found Black Lab) looked as if that little bump-turned-mound never existed.
Well that bought us almost two and a half years with our beloved dog, but when the cancer did come back, it spread through his liver within a day and killed him…again, an additional two and a half years of pain free happiness. Poor puppy was sadly in pain, thankfully, for only a day. All that said and done, the operation cost us nearly four thousand dollars, and i don’t regret one single dime, but we had to beg, steal and borrow to pay it, and Dr. Mason was SO accommodating with payments and at the time the GE health care credit card was another savior.
However, on the other end of the spectrum, on the day that Black Jack died, his stomach twisted and inverted and he collapsed. Rushing him to the most wonderful vet that ever existed, Dr. Anton Roach, who was our only vet for the entire time we had animals, we were horrified to find he was on vacation, and this Cruella DeVille of a horrid woman who was on duty, told us first, she could not “beep” Dr. Roach for us, second, if we took Black Jack now there was a 1% chance of survival, and finally, the operation was going to be very expensive, within the range of six grand.
Not even a thought, we immediately reiterated that it didn’t matter what the cost was, we would practically go homeless and work as an indentured servant for him. SHE WOULD NOT CONSIDER EVEN ANESTHESIA UNLESS WE WERE TO PRODUCE AT LEAST HALF OF THE COST OF THIS PROCEDURE. So now, in utter disbelief, disgust, fear and panic, we are in the parking lot of the vet at 7PM on a Sunday night trying to find three thousand dollars. My partner was so enraged at this woman’s lack of concern for the animal, and love of the almighty dollar, that he threatened to bring the police in if Dr. Roach wasn’t paged. The receptionist, who we later profusely apologized to due to our fear and panic, became so shaken by the demand in his voice, already had paged him. DR. ROACH WAS IN THE PROCESS OF BOARDING AN AIRPLANE TO READ THE EULOGY AT HIS AUNT’S FUNERAL WHEN HE STEPPED OFF THE PLANE, GRABBED A CAB, AND ON THE JOURNEY BACK TO THE OFFICE, CALLED THE OWNER AND TOLD HIM, NOT ONLY WERE WE GOOD FOR THE MONEY BUT HE WAS GOING TO DO THIS PROCEDURE COME HELL OR HIGH WATER. Our next response from Cruella was “Dr. Roach is on his way”, and proceeded to set poor black jack up for surgery. When he came in the office and told us where he had come from, we both broke down, and so did he. He assured us that he could catch a late flight and make the funeral with no problem, but he wanted to let us know that if he opened up Black Jack and there was something other than this stomach issue, he wasn’t going to revive him. We both said at the same time “THAT’S WHY WE WANTED YOU HERE” .. Where on earth do you find a dedicated, trustworthy, honest and considerate doctor like this, let alone human being. We pray for him everyday that he has nothing but happiness and good fortune in his entire life for the selflessness and caring and compassion for animals and humans alike. And also for that woman “animal-watcher poor excuse for a vet fill-in” that upset us so great. We pray that she sees what she has done and uses the experience to figure out what is more important to her in her life and pursue that, so she can never ever in her life make one other human being feel the way she made us feel that night, and instead help them.
We were very very lucky with that and talked about pet insurance for our other dog, our beautiful Samoyed, Simba, who we rescued from a Samoyed rescue here in town…another absolutely wonderful woman who gives 100% of herself to her animals, Sue at nvsammysue@earthlink.net, the only Samoyed rescue here…HIGHLY recommended for her care, her honesty and her loyalty…We adopted her for Black Jack 10 years ago when he went into a slump for three days over the death of our two 15 year old cats that had raised him. She was just the trick.
Well, now the epic reaches it’s “oh you gotta be kidding me” continuation…
We have hit the worst possible black clouds of luck in the last 18 months in our personal lives. We both lost our jobs of over 10 years, our house was foreclosed upon, one of us got, treated for and miraculously able to, recover 100% from a case of , i use the term “mild” , cancer, but the radiation and the medical bills were enough to consider death (joke). The other of us was hit head on by a drunk driver (miraculously no injuries, if the other was in the car, would have been fatal) and went without a car for 8 months in a town where public transportation is practically non-existent. So with no money, no car and our only spark, Simba left, we had to move 15 years of home life in a 3 bedroom house to an apartment. (By the way, we lost the house because the HUD approved loan modification company we hired to renegotiate our mortgage never notified our bank, and it was sold from under us. Company is gone, HUD said “too bad, so sad” and our bank said “no recindication of foreclosure because no one ever got back to us” – imagine that ! Great help for taxpaying, Americans ! – EVERYONE should stop paying EVERYTHING… see how fast the country changes)
Well, just settling in, not one month later, just was able to file for my unemployment after bouts with psychiatrists over anxiety disorder, in and out of hospitals (could you blame me HAHA) , got my first check, ready to look for new work, when poor Simba, only ever having 1 tooth pulled over her lifetime, get’s this FREAK of a rash on her snout and eyelids. Unfortunately, Dr. Roach does not have a private practice, and I will NEVER step foot in the Animal Hospital that should quadruple his salary and kiss the floor that he works for them, so we rushed her immediately to a vet right next door to our new place. God Himself placed us in the hands of Dr. Park, who knows Dr. Roach very well, and we immediately felt we had done the right thing.
He explained to us the possibilities, had no problem taking our calls or questions.. gave me some “diseases and rash clinical names” to research… and was point blank about everything he diagnosed with what I read, and THANK GOD, his true compassion comes through and his words are courteous, and empathetic, not “matter of fact”, perturbed, or God-complexed.”
After an expected flareup, we have to watch our poor girl closely for a while and he was able to use the proper medication to get her comfortable, quickly, while we see what’s wrong, biopsy, blood, urine, etc…
Well as wonderful and comfortable as we are, I am at zero income for the last two months, and the two days at the vet, was over seven hundred dollars, and that was LESS than we expected. This man didn’t even know us and was willing to take installments, when the other hospital we were associated with we had a 15 year record with and paid them thousands !! There went my first unemployment check, and a bit more of embarrassing borrowing, but you do what you have to do for a member of the family that you devote yourself to taking care of, and love. Well, we called Dr. Park today, and in speaking with his equally caring and wonderful staff at Courtyard Animal Hospital, Las Vegas, pet insurance was highly recommended.
Folks, unfortunately, the drug and insurance companies, which now it is OBVIOUS, was the main reason for the beginning of the “fall of the American Empire” and continue to rape the public, have found a new niche to up the cost of an aspirin to twenty five dollars a pill, except it’s not us, it’s our pets…
Pet insurance was almost a “novelty” item just 5-6 years back, but when these wonderful caregivers of animals, the form of life that was here first, and ALLOWED US to co-habitate with THEM, have no choice but to charge this kind of money, just to be able to squeak by daily life, we have no choice but to succumb.
If we gathered as the 60s generation did, and DEMANDED these communist conglomerates out when they started hiding, robbing and “bonus-ing” America by allowing the Health Care System, an outright deplorable disgrace in the USA in the 21st Century, to go as far as it did, we wouldn’t have to have supplimental insurance, referrals, offices dedicated just to dealing with insurance forms, and “legal” drug pushers that fill a doctor’s appointment book, more than patients, every day. And now it’s our protective creatures they are “caring” (fingers crossed and pocket book open behind their back) for.
We have no one to blame but ourselves.
Thanks for taking the time to read these rants and raves, but hopefully it will bring into insight two sides of the pet insurance decision. Once “comfortable” (never wealthy haha) and once almost poverty stricken, we have seen both sides. Protect that protector of you and your family… sleep well knowing you will always be able to bring them to the vet and not have to say, “well what is the least i can do that can’t wait until my tax refund” or “how deformed will they get if i don’t do it” …. I am ordering today so I never have to compromise the suffering of an animal to another Cruella !
I now know why the good vets, kind and caring individuals, decided to practice veterinary medicine rather than human. (and to Dr. Roach, Dr. Mason and Dr. Park – you would be the VETERINARY DREAM TEAM- THINK ABOUT IT !!!!)
Peace and Love to all !! Joe, Las Vegas, NV