Pet medical expenses can be very hefty, especially if they come unexpectedly. If you are a beloved pet owner, and could not imagine anything bad every happening to your pet, then having a piece of mind might protect you from the emotional drain that having a sick pet can have on you. Any pet owner would go to the ends of the earth to take care of their little buddy, but what if the cost of healthcare is more then you have in your bank account? Your furry friend might suffer if you aren’t in the best financial situation, and if that awful day were to come. Therefore, getting health insurance for your pet is almost as important as having health insurance for yourself.
Tesco Pet Insurance
Tesco Pet Insurance is a great insurance company that has specialized plans for dogs and cats. The way the insurance company works is that you pay your premium every month which goes into a company pool, and when your pet or any other person’s pet need medical care, the insurance money will always be financially taken care of. You will basically get coverage on situations such as, cuts, road traffic accident, a growth, bites, ear infection, gastro-enteritis, foreign body, or an abscess. This pet insurance only covers procedures and unexpected illnesses, sicknesses or bodily harm. Unfortunately, you cannot get coverage for a routine checkup visit with any pet insurance plan.
Different Pet Insurance Plans
There are two different types of plans that Tesco Pet Insurance offers. You can get a plan for as low as $5.00 a month for cats, or $8.00 a month for dogs. You can choose between the Standard Cover and the Extra Cover. The Standard Cover plan covers the cost of treatment of an injury or an illness up to $2,500.00 per each eligible condition. This plan also offers a maximum of a year coverage from the start of the eligible condition or as long as the policy remains active. The Extra Cover plan covers the cost of any treatments of an injury or an illness that is up to $4,000.00 in price and there is no time limit on the claims as long as the policy always remains active. On top of these plans, there are additional add-ons that you can choose to attach to your plan.
Your plan cost will differ depending on what size and age your pet is. The bigger and older the pet, the more coverage is needed. When you sign up for your personalized pet insurance plan, you will be given a personal quote for your pet’s needs.
The way Tesco Pet Insurance works is that when you bring your pet into the vet for an issue, you will be required to submit the claim once your pet has been treated. If the treatment is large and costly, it’s best to advise the pet insurance company before getting the procedure done.
Having pet insurance can give any pet owner a piece of mind when it comes to the health of their pet. It can be heart breaking to watch your loving pet go through pain, and you want to always make sure you can give them the proper care, promptly. Therefore, going with a great pet insurance plan will make you and your pet very thankful.
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