RSPCA Dog Insurance provides coverage for your dog between the ages of 9 weeks to 9 years old. The company also offers you 14 days to decide if you want to keep your coverage after you’ve paid your first premium, which will then be refunded. RSPCA even offers $20 a day for emergency boarding for your dog if you are hospitalized for more than 4 days. Claims are settled responsibly and according to high quality dog insurance standards for coverage.
What Does RSPCA Dog Insurance Cover?
This insurance will cover routine veterinary treatments as well as accidental injury and illnesses. Medical conditions that are not covered by the insurance include pregnancy, elective procedures, food, grooming, behavioral modification/training and any conditions that existed prior to enrollment in the plan. This is an important fact, since if a condition occurs after enrollment, even if it is congenital, it will be covered. Cruciate ligament injuries require a 6 month waiting period for treatment, however the dog owner can request this waiting period to be waived, depending on the recommendations of the vet.
Are Preventative Treatments Covered?
Yes, RSPCA dog insurance covers preventative treatments, such as spaying and neutering, microchipping, and vaccinations. Extra benefits are available to cover these costs by choosing the RSPCA Premium Care Coverage Plan. If your dog already has been spayed or neutered and/ or microchipped, you may be eligible for a discount through RSPCA for responsible dog ownership.
How Do I File A Claim With RSPCA?
Filing a claim with RSPCA is easy. Once you receive your vet bill, submit it with a claim form to RSPCA. Depending on your choice of coverage, you will receive a check for 70%-80% of the costs, subject to the annual limits. RSPCA simply provides you with peace of mind, without having to worry how you will afford health care for your beloved dog. In addition, RSPCA donates a portion of all premiums to the RSPCA, helping them continue to help pets.