AKC Pet Insurance
You can find out about which pets are eligible through using Google. Cats that are 10 weeks on up and dogs that are 8 weeks on up are eligible if they live in the US. The applicants do have to be approved through the underwriting process.
There is also an explanation of how the plan works. The site that I read, explained that you get reimbursed for any cost covered for veterinary-type car in the event of accidents, injury, or illness. The choice of veterinarian is yours and you would pay as you would without insurance. Then the AKC Pet Insurance reimburses your cost directly to you on the services that are covered, minus co-pays or deductibles.
Pet Insurance Options
Also when you look up “how to find AKC pet insurance” online you can find out if your pet has to be a purebred to be covered. Your pet does not have to be purebred or registered to be covered by the way. This insurance covers all mixed breeds, pure breeds, unregistered, or registered cats and dogs.
You can find out what it takes to make a claim to get reimbursed. This is usually a very easily accomplished task. Sometimes you have co-pays and deductibles that have to be met before the claim can be sufficiently settled. And these may vary depending on the coverage you purchase.
You can also find out if the premiums go up on pets as they age like insurance for adults do. But the premiums usually don’t go up for age reasons until your dog or cat reach 12 years of age. Various other factors could determine premiums though as the years go by.
Preventative care is covered for things like vaccinations, dental cleaning, physical exams, and more of the routinely done treatments. Make sure your purchase one of the plans that covers wellness treatments. These types of plans also cover neutering or spaying of your dog or cat.
A sample of things covered would be illnesses, surgery, prescriptions, lab tests, diagnostic tests, hospitalization, and X-rays just to mention of few. With the addition of wellness coverage vaccinations, neutering, spaying, and dental cleaning are among some other things covered.
There will always be certain thing excluded from coverage such as pre-existing, hereditary condition, or congenital illness. These will be plainly spelled out though.
The same site that gave me all this information also gives quotes and allows you to setup and buy coverage. This makes it quite convenient to get the proper coverage for you precious pet. So just look up “how to find AKC pet insurance” or “AKC pet insurance” in Google today to find where you can purchase this insurance.
I thought since the AKC name was affiliated with this insurance it would be a creditable provider.
I was grossly mistaken. You should absolutely research all providers – you will see other companies do cover what the AKC does not.
My experience with the 4 policies I HAD with the AKC is beyond heartwrenching and disappointing.
Yes the AKC offers “wellness” yet the money you pay for that you could have self funded that in the premium several times over. When you need the “illness” portion as my experience was — I learned of the “fantasy of coverage” I was sold and had nothing.
After diagnostics, hospitalization, medicals, on different occassions the AKC deemed it as “one incidient” when it wasn’t. To clarify — how does an MRI of the brain indicating a lession have anything to do with nephritis they don’t. The AKC ruled it did and denied thousands of dollars in claims.
I was sold the “Illusion” of a policy while covered with the AKC. The final insult, the doctors could not help my beloved pup anymore stating it was medically necessary to euthanize him. The Akc DENIED that as well.
I ask do you want to deal with this and pay your hard earned dollars to such a misleading insurance provider?