Dogs aren’t the only animals that need insurance plans. Many insurance companies cover both dogs and cats and some even cover birds, and other exotic pets. When you think about insurance policies for your pet, you really need to think about what you would do if a member of your family did not have insurance. Many think of it as an unnecessary expense. The truth is that even one emergency trip to the vet or for an injury or illness can cost you more than a full year of coverage for your cat. Cat policies cost on average of $300 dollars a year. One trip to the vet if you cat swallows something that they shouldn’t have can cost you the same if not more.
What Does Cat Insurance Cover?
Depending on the insurance company you have and the coverage plan you have your policy will vary a little. Mostly all insurance companies cover the basics when it comes to cat insurance plans. You will find you will be covered for hospitalization; diagnostic tests such as endoscopies, MRI’s and x-rays are also covered. Cancer treatment is covered as well as injuries that your cat might endure while being the naturally curious creature that he is. Dental cleanings are not covered but un-routine dental treatment such as extractions and root canals are covered as is any prescriptions that your cat may need. If you wish to spay or neuter your pet, you will have to pay for that procedure on your own. Most pet insurance companies do not cover these procedures.
What about Insurance and Non-Traditional Procedures?
If you decide during the course of medical care you want for your cat is not the traditional prescription drugs and surgeries you have the option of taking your cat to a chiropractor or for acupuncture. These insurance plans are worth the investment. One trip to the vet for an injury or emergency can cost you more than your annual policy.